Canadian Home
Improvement Programs

Canadian Home Improvement Programs are shining examples in both scope and diversity.

In Canada you will find much more than the usual and necessary financial assistance programs that are directed at low income households to help with essential home repairs.

You can be assured that the all important programs directed at helping low income households to complete the most essential home repairs that are essential to the basic quality of homes and the Emergency Repair Program for households in rural areas are there - but the Canadian Home Improvement Programs go deeper.

Graphic of Canadian Home Improvement Programs


You will find innovative homeowner programs listed that are simply not available elsewhere in the world and that may sound like a big sweeping statement but happily I believe that it is true...

In addition many home improvement and financing assistance programs now also include programs or tax credits that encourage green living so you wont be surprised to find excellent programs here too (although I do hope that the Canadian home renovation tax credit program will be extended beyond 2010)

What is so different about these programs is that the Canadians really seem to get it - that it is better for seniors if a program can help them to maintain their independence in their own homes for as long as they want or are able, and this often means adapting a home to changing needs.

There are also programs that help families create a space within their own homes or within the grounds, for a senior relative so that they can live somewhat independently but also in close proximity to their family.

These specialized programs create a win win situation for families, seniors and the country as a whole.

  • Seniors get to stay longer within a community that they have known for many years.
  • Generations within a family get to stay together for longer.
  • and taking into consideration that we have entered the decades of the largest age group ever, those of us born during the baby boom period, namely the post world war II population explosion due to the large number of births from 1947 to 1966, there have never been as many seniors in the world as there are now and will be during the following decade or so.


Canadian Home Improvement Programs

Here is a quick look at the different Canadian home adaptations programs that I have mentioned here, please take special note of Canadian Home Improvement Programs 4, 5 and 6:-

  • 1. Emergency Repair Program (ERP) - If you live in rural areas of Canada and are a low-income household you may be eligible for financial assistance to help you with emergency repairs to your home to make sure that it is safe to live in.

  • 2. Homeowner Residential Rehabilitation Assistance Program - (Homeowner RRAP) - similar to the first program, the RRAP provides financial assistance to low-income homeowners to enable mandatory home repairs to be completed to help bring a home up to standard.

  • 3. Home Renovation Tax Credit (HRTC) - a temporary 15% income tax credit may be useful for eligible home renovation costs - as long as they extend this program beyond February, 2010 - if you have any news on this please let me know.

  • 4. Home Adaptations for Seniors' Independence (HASI) - take a closer look at our article because this wonderful program is a perfect example of how Canada comes into its own with forward thinking to help seniors take care of themselves for longer.

  • 5. Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP - Disabilities) - This is similar to the regular RRAP program but the home modifications allowed are quite different - this brilliant program is intended to help eliminate physical barriers and safety risks in the home that are problems for homeowners with disabilities.

  • 6. Residential Rehabilitation Assistance Program (RRAP - Secondary / Garden Suite) - I love this program for giving us independence within the bosom of our family. If you are a low income senior and have to give up your home what better solution than to be able to move into an independent annex of your adult childrens home - it really brings back those days when generations of a family stuck together, lived together and helped each other.


Canadian Home Improvement Program Tool

You may not know what Canadian home modifications assistance or programs are open to you so here is the chance to take a closer look - there is an online Renovation Program Pre-application Tool on the Canadian Mortgage and Housing Corp web site that should help provide you with general information as a preliminary to filling in the formal application.

For more information - go from my canadian home improvement programs page to the Programs and Financial Assistance information page of the Canada Mortgage and Housing Corporation.


Canadian Home Improvement Programs
- Have Your Say...

What happened to you? - can your experiences help someone else...

Have a question? - I dont have all the answers but maybe it is something another visitor knows...

If you have had experience of any of the Canadian Home Improvement Programs both positive and maybe not so good, we would love to hear from you - on our government grant for home improvement page there is a handy and easy to use form where you can Tell Your Story and you may be able to help others who are looking for some form of assistance to help make modifications or improvements to their homes.

Best Building wishes to you
Susan
www.home-improvement-and-financing.com


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